Mortgage Brokers in Dubai, UAE
Best mortgage brokers in Dubai, UAE providing mortgages and home loan offers for a decade
Welcome to Crown Capital Banking and Finance Consultancy (CCFC)- The Best Mortgage Advisor in the UAE.
Mortgage brokers in the UAE play a significant role in helping you invest in your future. Mortgage services provide a way to finance your dream property with easy loan repayments over a long duration. We assist in the end-to-end mortgage process until you have the property key in your hand. Crown Capital offers the best mortgage rates in Dubai through its extensive network, including authorized lenders, banks, and other financial institutions. With over 10 years of experience serving clients in the UAE, we understand your expectations and suggest the best bank for your mortgage needs.
Why Choose Crown Capital Loan Brokers In Dubai, UAE?
- Quick understanding of the client requirements
- Service transparency
- Best mortgage rates in dubai, UAE
- End to end Mortgage solution process
- Steady network with various landers
- Offering best value to clients
- Full negotiation on the part of the clients to help them gain better coverage.
Advantages Of Choosing The Best Mortgage Advisors
- Free consulting on mortgage eligibility.
- Multiple mortgage options.
- Best Mortgage promotional interest rates.
- Professional and supportive mortgage services.
How to Apply Mortgage with us.
Organizing all Relevant Documents Received from the client.
STEP 1
Our Professional will Review the Documentation. We choose the Right Lender Upon Estimating How much you can Afford to Borrow the Mortgage.
CCFC Professional, one of the top mortgage brokers Dubai, will forward your mortgage application to selected lenders to obtain a pre-approval or final approval letter.
The Professional will Clear all Queries raised by the Lender to Approve the Mortgage Application.
You will get Mortgage Pre-Approval or Final offer Letter (FOL) From CCFC or Lender.
FAQs
Both UAE nationals and expatriates can apply for mortgages in the UAE. Eligibility typically requires a stable income, which can come from various sources such as salary, commission, or rental income. Lenders may have specific criteria, including minimum salary requirements and employment tenure. For instance, as of 2025, salaried expatriates are generally required to have a minimum monthly salary of AED 18,000.
Crown Capital Finance offers a range of financial services beyond new mortgages. They provide expert advice on mortgages, home loans, tax/VAT advisory, feasibility studies, and financial planning. Their services encompass various aspects of financial consultancy, catering to diverse client needs.
In the UAE, mortgages can be used to finance various property types, including:
- Residential properties (apartments, villas)
- Off-plan properties
- Commercial properties
The specific terms and eligibility may vary depending on the lender and the property’s status.
The UAE Central Bank mandates minimum down payments based on the property’s value and the buyer’s residency status:
For properties valued under AED 5 million:
- Expatriates: 20%
- UAE nationals: 15%
For properties valued over AED 5 million:
- Expatriates: 30%
- UAE nationals: 25%
These percentages are the minimum down payments required.
No, the UAE Central Bank requires that the down payment be made from the buyer’s own funds. Using borrowed funds to cover the down payment is not permitted. Buyers must demonstrate that they have the necessary savings to meet the down payment requirements.
Yes, Dubai has numerous mortgage brokers who assist clients in navigating the mortgage process. They offer services such as comparing mortgage products, negotiating terms, and facilitating the application process. Examples include Holo, Mortgage Finder, and Crown Capital Finance.
Engaging a mortgage broker can be beneficial for several reasons:
- Access to Multiple Lenders: Brokers have relationships with various banks and can present multiple mortgage options.
- Expert Guidance: They provide insights into the mortgage market and help identify suitable products.
- Time Savings: Brokers handle much of the paperwork and communication with lenders, streamlining the process.
However, it’s essential to choose a reputable broker and understand any fees involved.
Mortgage rates in Dubai can vary based on the lender, the type of mortgage (fixed or variable), and the borrower’s profile. As of now, fixed rates start from approximately 3.75%, while variable rates may begin from 0.59% plus the 3-month EIBOR (Emirates Interbank Offered Rate). It’s advisable to consult with lenders or mortgage brokers for the most up-to-date rates and personalized offers.
Find out the Best Mortgage Rates with us.
We help you to Switch at Lower Interest rates.
We help you to get a Loan against Property.
Talk with a Lending Specialist.
Connect with our Lending Specialists today to explore your financial possibilities.